The economic crisis that hit several countries in recent years has led to the economic potential of bankruptcy. One cause is the economic collapse economic crisis affecting economic activity, one of which banking financial services. Some countries, many banks are forced to be merged, closed or suspended operations due to the inability of the bank in the management and operation. Whereas the number of banking and other conveniences provided by the government has a lot.

One cause of the closure of banking operations by the government is the amount of foreign loans over three times and due to the exchange rate of the domestic currency against foreign currencies has increased and uncontrolled. In addition, loans made ​​by banks to the industry that has a special relationship with the bank, or in other words the bank has a conflict of interest in determining the loan recipient. Related lending, corruption, collusion and nepotism not only done by private banks, but also by state banks. Only, in practice the government banks are more likely to be distinguished by the private banking activities.

To rescue the bank, the merger through the issuance of government bonds to raise the bank capital. The incorporation of a bank merger also means the entire financial statements, reducing the number of branch offices and human resources. But on the bright side, the opportunity to bank customers in the borrowing will be met by the bank because the bank had a capital adequacy to be lent. Merging banks in some countries is an example that the bank merger results will be healthier and more advanced than the previous one.

Samsung Galaxy Note is a gadget with a combination of Smartphone and Tablet PC that uses the Android OS. Features of "pen" that accompany it allows us to write and draw on the screen. Weighing just 178 grams, the compact size and feature phones. The screen is equipped with Super Amoled and Dual Core 1.4 GHz processor.

By using the Samsung Galaxy Note, you do not need to bring a book and pen again each time a meeting. Sometimes some people are too forgetful to bring a book and pen. When the meeting, sometimes no time to write in the book. In addition, Samsung Galaxy Note fast in opening applications and can play the video without falter.

Samsung Galaxy Note camera is 8 Mega Pixel, enough detail to produce good quality photo. When compared with the iPad, Samsung Galaxy Note can be used as an alternative replacement for the smaller size and simple. Unfortunately the price is still too expensive, at least for me. With current income, to have it I have to work hard enough to make money.

As you can see on my blogroll widget in the sidebar, not mani longer list of links that I put there. Only there are a few links. This is not because I do not want to be friends or exchanging links with other bloggers, but since I have been lied to. The widgets is offered and available to anyone who would like to exchange link with this blog and I have made since the beginning of this blog is created. As we know, exchanging links will help increase the ranking of a page rank of a blog. Google like blogs that have incoming links.

Yesterday I visited one by one those links, but I was shocked after opening one by one. Most of these blogs do not include my link anymore with vary of condition. There are blogs still exist, but the blogroll has been removed. There are still have a blogroll, but my link was removed. There is also my link has been moved from the main page to a specific page. Then there are the blogs no longer exist, reinstall, owned by another party or changing the function to domain parking.

My response to this action was to delete one by one link that has no such exchange. If there is a message box, I left a message on their blog that their links have also removed from my blogroll. For those who are still listed, I also left messages of thanks.

Actually, for me there is no problem if they do not want to exchange links again as long as previously notified. If so, it is clear that they want to make money by cheating on my own. My blog reputation is also bad for google page rank and get down.

I will do the same thing to protect my other blog. I will also periodically checks to avoid harm to my own. This experience will be useful also for you the blogger if you do not want to be cheated by your exchange link friend. Please take a look whether your link is also removed or not.

Valentine's Day 2012 has almost arrived in few days. All people will start thinking of what would now be present as an expression of affection to their beloved ones. This will apply throughout the world for those who welcome it, especially for those who are in pairs. Valentine's day is always a moment of affection used to it. This tradition has spread throughout the world through the different cultures, races and religions.

This year, Valentine's Day will fall on Wednesday. Unfortunately yes, why not fall on any day of the week :). But do not be disappointed, that affection does not distinguish the time. If this year's Valentine's Day falls on Wednesday, then use the best of the best expressions as well. Then is the best gift for Valentine's day 2012? Having tried searching online, I came to the conclusion there are two kinds of gifts to choose from. The first is a classic gift and the second is contextual gifts.

In my invention, which became a classic gift trend this year for Valentine's Day 2012 is a red rose. I do not know the reason for this trend, but it would not hurt if your gifts this year adapted to this trend. As is known, other than rose, the other is a classic gift of chocolate. But the chocolate for this year under the rose.

Then what is the contextual gift? There is no specific object to be named best valentine day gift this year. There are only a keyword that is the result of creativity objects. This could mean anything that is made with your own creations, such as self-designed greeting cards or any items creations. This reminds me of the belief in china this year's calendar year which falls on the Dragon Shio. According to feng shui master, this year was a good year for the creative industries. Maybe this has something to do.

If I may suggest, it helps if your Valentine's gift this year is due a combination of this type of gift, classical and contextual. Suppose you make chocolate for your spouse in the home based on flavor and attractive shape of the mold. Will be unique and no one sold in stores.

Wayoi.Com - Shoumix widget is no longer available as a free service since announced at the end of last December 2011 and is valid from a few days. I initially wondered why my blog message box was not appears, after investigation it turns out there is the recent announcement of the shoutmix. Shoutmix is a widget that bloggers are widely used to decorate their blogs. Blog visitor who come will utilize this widget to leave a message. For the blogwalker, this widget is the place to invite back a blog owner that has been visited to visit his blog too.

Shoutmix actually consists of several 'plan', the plan which is widely used by bloggers are Shoutmix Free Plan. This Plan was the one who is no longer available and Shoutmix only provide paid services starting early this year 2012. For me as a blogger is no problem with this policy because I'm basically just using the free service after all these years and still can find a similar widget that is still free such as Cbox and Shoutbox. But, unfortunately is the messages that left by visitors in my Shoutmix had become lost.

Now I've moved using the Cbox as you can see in this blog. My other blogs use Shoutbox for alternatives in order to reduce the habit of depending on one type of service the shout widget. I am sure since Shoumix free plan no longer available, many bloggers who have moved to use similar types of services that provide free because many availabl on the internet. For widgets that function to record a message, the blogging world has helped to support many web 2.0 technologies.